Should I choose a school just bc it’s cheaper?

I got accepted into my in-state school but with me being a URM I feel like I will struggle finding a community there. On the other hand, I got excepted into an out-of-state school that is generally expensive, but I got a scholarship there that would make it the cost of any other out-of-state school that I got accepted into. I would love to go to the out of state school, but the only thing holding me back is the cost. I know that I would be happy there and my experience would be way different than staying home. Should I stay home just bc it’s cheaper? Any advice?