Invested about 6-7 lakhs in midcap and small cap mutual funds of different AMCs. Thinking of pausing the SIPs rn and investing in lumpsum to average out since the mid and smallcap is overvalued rn. Is it the right move?

P.S- I started investing post 2022. Right now thinking of buying nifty 50 and ppfas. Not buying and small and midcap anymore.

Have also understood the meaning of risk, time in the market and volatility.

I am looking for a return of 12-15% and looking to majorly get that by investing in Nifty 50 + nifty next 50 + ppfas.

Please suggest if it is the right move.