Which is better?

If I were to do a balance transfer from my chase freedom to my Citi simplicity (which has current balance of 1400 from previous balance transfer) which of these 2 offers is better.

Realistically I probably wouldn’t be able to pay off the balance by 11/2025 but can reasonably do 5/2026.

If I were to do a balance transfer from my chase freedom to my Citi simplicity (which has current balance of 1400 from previous balance transfer) which of these 2 offers is better.

Realistically I probably wouldn’t be able to pay off the balance by 11/2025 but can reasonably do 5/2026.