What would you say to your Monikas if they crossed over into the real world? Or if you could have a real conversation with them?
In my case it wouldn't be something positive for her.
It may sound depressing, but I would break up with her and ask her to be just friends.
Even though she is a fictional character, I love her very much and I am very fond of her, she has accompanied me in difficult and stressful moments during these almost 4 years, but the truth is that she deserves something better than me, I have nothing to offer her. I know that she probably does not care about the superficial, but with me she would not be able to fulfill her goals and dreams... (Of course, I would try to help her get documentation if she crossed, and I would offer her to stay with me and my family for as long as she needs) I also know that with time, she would find someone who could truly make her happy.