Please suggest Health Insurance

I have searched some health insurance and found below mentioned best in my case :

1. HDFC ERGO OPTIMA SECURE : 25L
2. Aditya Birla Activ One : 25L

Both the above have almost similar features and missing features of HDFC can be added through addons in Aditya Birla .

Total Cost for HDFC : 16-17k Yearly Total Cost of Aditya Birla after add-ons : 11-12k Yearly

I am leaned towards Aditya birla due to affordability.

Any suggestions on these or any other insurance, Please tell !!

PS : I am 22 M Single, looking for Individual Plans