Small pelvis - should I consider a c-section?

34F, FTM, 28 weeks pregnant. This will likely be our only baby.

A few years ago I had to switch GYNs due to an insurance change. I went for a PAP and the provider, an older guy, said "Has anyone ever told you your pelvis is..." something along the lines of the size, shape, and/or tilt could make it difficult for me to give birth naturally. I wasn't in the market for kids at the time but that comment stuck with me. I only ever saw him one more time before switching to another provider and he's now retired.

This happened to my mom - my sister "didn't fit" and mom had to have an emergency c-section. She says it was very chaotic. Then for me she had a planned c-section which she describes as "10/10 experience, was no big deal, would do it again in a heartbeat".

I brought it up at my first prenatal appointment and my provider, a young physician's assistant, agreed that was important to know, but that they don't use pelvis shape to determine birth method - she said let's see how your pregnancy goes but if you're really anxious about it we can consider a planned c-section.

I'm now at the point where I need to start thinking of my birth plan.

Everything has gone smoothy so far. No complications with me or baby and I have no pre-existing health issues. So there is no true medical necessity for a c-section at this point, but it's not off the table if that's what I want.

I'm not overly attached to the idea of a vaginal birth. If it comes down to that I'd be okay with it, but I don't feel like I need it to happen that way at all costs. I do understand the benefits for baby and the quicker recovery if all goes well, but I can't help but worry if I'm more at risk for vaginal birth complications. I worry about baby getting stuck or injured. I worry about potential lifelong complications for myself too.

I understand a c-section is a major surgery and comes with it's own risks. But I like that the outcome is more controlled and predictable. Plus, my husband has 10 weeks paid paternity leave and both our moms are retired and eager to help with baby so I have a great support system for recovery.

I just worry if something goes wrong with the c-section that would harm the baby, I could never forgive myself for having chosen it. The PA also told me sometimes c-section babies need to spend some time in the NICU due to breathing difficulties, and I hate the idea that her first few hours of life could be like that.

So I'm still not 100% decided either way. I see the pros and cons to both.

Does anyone have any thoughts or feedback they could share?