How come all these Apps like Cred, IndMoney etc miss one of the most important feature, "Yearly Spends" for spend waiver?
Almost all of these apps literally have every transaction and statement information (if you give them) but they dont have any of the most important features that we actually might need.
I feel, its not even that hard to implement. for some banks you can check your spend waiver status (like ICICI or SBI) but some banks offer no such option.
Cred has basically all the payment details even if you don't share email, via sms.
Yet I cant track the following
- Yearly spend on a card, did I cross the spend waiver threshold or not
- Quarterly spends (for cards which recently have started spend based lounge access)
Is it willingly avoided?