Managing Multiple Credit Cards: What’s Your Best Strategy?

Hey everyone,

I use multiple credit cards and follow a simple method to stay on top of payments: Every time I make a purchase, I immediately move an equivalent amount to a separate account. I’ve been using the Pots feature in the Jupiter app, creating different pots for each card (without a locking period). This keeps my credit card funds separate from my main balance and ensures I always have the money ready when the bill is due.

However, I’m frustrated with Jupiter—first, they introduced annual charges, then switched to a minimum balance requirement, and now they don’t send SMS alerts for transactions below ₹2000. So, I’m planning to close my account and need a good alternative.

Does anyone know of any banking apps or fintech solutions that offer a similar Pots feature? Or do you have a better strategy for efficiently managing credit card payments?

Looking forward to your suggestions! Thanks in advance.