Credit Card for building Credit score.
I am a student in my final year, got this secured credit card from my savings to build my credit score for future loans. Also, I have been a HDFC customer for past 3.5 years and will apply for a CC from them once I start my job.
Suggest me how to best use the card for the same apart from the factors below:
- Utilisation below 30% of the credit limit
- Timely payment (before due date)
- Paying the full outstanding amount
- Not making ATM cash withdrawals
- Not making multiple CC inquiries
I am a student in my final year, got this secured credit card from my savings to build my credit score for future loans. Also, I have been a HDFC customer for past 3.5 years and will apply for a CC from them once I start my job.
Suggest me how to best use the card for the same apart from the factors below:
- Utilisation below 30% of the credit limit
- Timely payment (before due date)
- Paying the full outstanding amount
- Not making ATM cash withdrawals
- Not making multiple CC inquiries