Felling lost as an almost 30 year old woman

I am 28. I do not have a college degree, work as a server and bartender, and barely scrape by. I have accumulated 10k credit card debt, have not acquired education past my GED, and live with anxiety, adhd, and substance abuse issues (weed, alcohol). I was raised in a homeschooled conservative Christian home where I was raised by a narcissistic mother who passed down codependency, and a whole host of other issues due to an emotionally neglectful yet controlling childhood. I was also raised in an evangelical Christian cult where they heavily focused on “the end times” and apocalypse preparedness. Where TF do I start??

I’ve found myself in an ocean of debt and with poor credit. I’ve been drinking lately in my role as a bartender and found myself cheating on the love of my life, my boyfriend. My mom still reaches out all the time with texts that reek of narcissism. I have a damaged relationship with God. I’m just so depressed at the state of things and I wish I had a life coach, or just someone to guide like a real mother. Any comment you have is appreciated 🥺