150 credits or CPA exam first? (No FEMA/CLEP option, working full time)

Hey Y'all, I know this question has been asked to death, but I wanted some input from those who are working full time in tax and working towards their cpa.

My state allows you to sit with 120 credits (which I have) but does not allow me to use CLEP/FEMA classes for credits. It must be taken a college, so I can either pursue a masters or community college route (I’m leaning towards community college). I work full time in tax and completed most of my degree as a full-time worker/part time student so am comfortable managing my time and know what has to be sacrificed in order to juggle responsibilities. I’m nervous about passing the CPA exam but also feel I might manage better with studying for the cpa exam if I’m not burnt out on studying for my 150 credits.

Any input for those who have been in a similar position? Thanks!