is okay to have nothing in your 20s?

F22 living with my mom and step dad at home finished my computer science associates degree and continuing my bachelor’s in the fall I don’t have job I’m desperate searching for part time job just throwing darts at the wall see which one would stick anyway I do have about maxed 6k in cc debt from stupid purchases & expenses (my dad helps me out on that) I want to get job and tackle that debt asap

I just feel like a loser I don’t have a driver’s license cause of my anxiety and a couple years back during covid I took the test and failed and my anxiety just takes over I just don’t know what to do.

I have $30 in my account and I don’t know what I’m doing at all 🫠